For those of you who like to play it safe, you can buy yourself some insurance. When the dealer’s face-up card is an Ace, some casinos will ask you if you want “insurance”. Insurance usually costs half of your original bet. Your insurance bet pays 2 to 1 if the dealer gets “Blackjack”, this is nice because it will equal the amount you lose on the original bet (you break even). Here’s an example; you bet $10, the dealer gets an Ace, and you decide on insurance. That’s going to run you $5. Let’s just say that the dealer gets a “Blackjack”. You lose the original $10 bet, but you win $10 on the insurance bet. You break even. If the dealer does not have blackjack you lose your $5 insurance bet and play the hand as if nothing ever happened. It can be considered a little wager within a wager!